Cruxlux

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Assertion:
We need greater governmental control of health care.

Essay and/or background: Our current hybrid system suffers from skyrocketing costs and piecemeal coverage. Both Democratic candidates have proposed expanding programs such as SCHIP and Medicaid and imposing more stringent regulations on private insurers. Will such steps lead to improvements in the efficiency and quality of health care in America, or will they backfire and make an already struggling system worse?



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Cruxes...
The top point in support right now is, "Expanding Medicaid will provide people who cannot afford coverage with access to health care. It will increase preventative care, saving on ER costs. "
The top counterargument is, "SCHIP and Medicaid already cover their target populations; there is no need for expensive expansions to subsidize people who can afford to pay for themselves. "
To view all the other arguments on both sides, and delve into the responses to them, just scroll down!

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Feb 20 2008

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brendanm98

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Counterargument 1
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Feb 20

2008

Default Avatar brendanm98

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SCHIP and Medicaid already cover their target populations; there is no need for expensive expansions to subsidize people who can afford to pay for themselves.

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Feb 20

2008

nobody3 avatar nobody3

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Point
SCHIP does not currently provide for all children whose families cannot afford health insurance, which should be its target.

Counterargument 2
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10

Feb 20

2008

Default Avatar brendanm98

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Preventing insurers from discriminating on the basis of prior illness unlinks cost and risk and will either drive insurers from the market or raise costs for everyone.

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Feb 20

2008

nobody3 avatar nobody3

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Point
If insurers don't leave the market, that means they can get by with less overhead and profit. If they do leave, that means this is an area for a government system, which is fine.

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Feb 28

2008

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Consider healthcare a seller's market. Healthcare providers already make a killing(bad choice of words) A nat'l plan would bring it back to fair

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Feb 28

2008

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Discriminating for prior illnesses only hurt those who are sick. It allows insurance companies to bank on the healthy and weed out the sick.

Counterargument 3
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Feb 20

2008

Default Avatar brendanm98

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Government programs artificially inflate costs because there is no incentive to avoid expensive elective treatment. Such market distortion does more harm than good.

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Feb 20

2008

appu avatar appu

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"Medicaid and SCHIP cover four uninsured people for the price of 10"
[cato.org/pubs/bp/html/bp99/bp9900006.html...]
because they end up paying for people who had or would get private insurance

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Feb 28

2008

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Point
I agree those plans are a bust, but that's b/c it doesn't support all. A nat'l plan could cover those who are denied, those who can't afford, and those who are underinsured.

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Context
< We're here now:
We need greater governmental control of health care.
Recent Activity
Thanks for stopping by! Don't worry about ge... [converse]
Hey Brendan, I finally popped over to check ... [converse]
yes, the 2 have a lot of similarities [converse]
Thus insurers would offer more generous plan... [debate]
Insurers would have a gov't plan to compete ... [debate]
Consider healthcare a seller's market. Healt... [debate]